TO EVERYONE...................LANG MAY YER LUM REEK!
WISHING YOU ALL A HAPPY, PEACEFUL, HEALTHY AND PROSPEROUS NEW YEAR
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The dog rose…
2 weeks ago
Showing posts with label new. Show all posts
Showing posts with label new. Show all posts
Tuesday, January 02, 2018
Saturday, June 27, 2015
TARTING UP PICK AND MIX
The home insurance renewal offer has gone up in price, (considerably) from last year "in line with the cost of living and inflation". Uhm, did I read that correctly! As I recall, we had a miniscule amount of time when we were sitting at deflation, other than that, we are constantly being told that the cost of living has gone down, the global economy is not so buoyant either and that the Bank Of England base rate has remained at a steady all time low over about three or four years.
I phoned three insurance representatives who insisted on babbling through verbal pro-formas, in the nicest possible way, expecting me to absorb the data they have visible and I do not. Links to policy summaries and policy wording would balance up the odds.
The best deals for utilities and insurances are to be had as new customers. Inertia is expensive. Loyalty has become a delightfully old fashioned concept. I'm sure this must have led to the development of a nation of economic tarts. This week I have taken two major 'tart' decisions and now, I have spent hours making home insurance comparisons online. Best prices mostly reflect base line insurances. Watch the prices jump and the exclusions pop up as you add extras.
The comparisons show that most companies are charging the same level of compulsory excesses for major and structural risk, in addition to any voluntary excess. The more excess you volunteer to pay, the more the premium reduces. Variations arise in the quality of 'extras' and exclusion clauses. This is where the customer would benefit from reading what's on offer. It looks like a couple more phone calls have to be made. I am beginning to to feel inertia setting in. It's not easy being an economic pick-and-mix tart.
I phoned three insurance representatives who insisted on babbling through verbal pro-formas, in the nicest possible way, expecting me to absorb the data they have visible and I do not. Links to policy summaries and policy wording would balance up the odds.
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| Knowledge Is Power |
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Thursday, January 31, 2013
THE NEW TWITTERATI
We have now got the bird feeder stand sorted; the old peanuts that got saturated through the prolonged wet weather have been disposed of; the seed feeder that was not so well secured, has been retrieved from the ground, refilled, secured back in situ and, hopefully, will withstand a bit of weather.
Late morning, I saw a few small birds feeding - chat with hubby follows:-
Me: There were some small birds at the feeder, the first for a while;
Him: There haven't been any lately;
Me: Perhaps the feeder is a bit exposed;
Him: Could be;
Me: Perhaps the birds need to know the food is available.
Him: Okay, I'll put a message on Twitter!
Late morning, I saw a few small birds feeding - chat with hubby follows:-
Me: There were some small birds at the feeder, the first for a while;
Him: There haven't been any lately;
Me: Perhaps the feeder is a bit exposed;
Him: Could be;
Me: Perhaps the birds need to know the food is available.
Him: Okay, I'll put a message on Twitter!
Sunday, January 06, 2013
THIS WILL BE YOUR NEW YEAR'S RESOLUTION!!
It has become the annual tug of war; every new year, the wise men and women arrive on the public stage to state their various 'best ways' to fitness and health, which, always follow on from the annual population gorge to distraction, primarily in the name of of a religious festival. Having permitted, even encouraged huge amounts of gluttony, it behoves the sages to ply their various wisdoms by laying on the biggest guilt trip about your likely increase in weight. To tussle with it will be your New year's resolution. 
It is, of course, all in aid of our health and well-being, not to mention the great commercial rewards that are to be gained by getting a section of a worried population to take out gym subscriptions to work off the effects of their joyous merrymaking. And if a gym subscription appeals, if you really want one and can afford it, wait! Do not sign up in the first two months of the year, deals and conditions are likely to be much more attractive and in your favour if you wait.
Have you considered a slimming club, meetings, or online? They will lighten your load, without a doubt, by relieving your purse of more than its loose change. While you can be educated to 'healthy eating' by these clubs - no bad thing- you have to remember that they work on the principal of failure. Not their failure, your failure; your failure to reach yours or their weight goals; your failure to maintain the goals you have reached.
There are a number of free or low cost options to get to optimal health For cardio-vascular health, go for walks, nothing too taxing, but make it regular and extend the amount of walking over time. The walks will also use up calories. Do not use it as an excuse for replenishing them! At home, vacuuming and other energy-consuming housework is good for men too; it might be an occasional alternative to being rained off.
Consumption of food. You will know the answer to this...eat less. There are ways of doing it, piles of glossy books tell you so. There are currently, the motor-biking Hairy Chefs who were grossly obese, and who zoom around the country to proselytize a range of 'healthy' meals with which they renewed their previously strained constitutions; they can tell the men a thing or two. Men like to deal with their consumption issues in a different way to women. So, why did a friend give his slim active wife the Bikers' diet book for Christmas...she reckons it's grounds for divorce!
Another interesting eating habit - it has
always been known but seems to have become one of the modern unknowns- is to have a couple of fast days a week. Ladies and gentlemen, it does not mean starving yourself in the true definition of fasting. These days should be two very light eating days. Start with a light breakfast; drink
plenty of water, black tea, herbal teas, or black coffee, then finish off your day with a light evening meal. You should have eaten half the required normal stated calorie intake for each of those days. You'll have to check the gender specific figures to operate to, for yourselves
There are people who will require different approaches and who have different needs, which are not helped by promoting celebrations that have become commercially centred on the over-indulgence of food and drink.
It is, of course, all in aid of our health and well-being, not to mention the great commercial rewards that are to be gained by getting a section of a worried population to take out gym subscriptions to work off the effects of their joyous merrymaking. And if a gym subscription appeals, if you really want one and can afford it, wait! Do not sign up in the first two months of the year, deals and conditions are likely to be much more attractive and in your favour if you wait.
Have you considered a slimming club, meetings, or online? They will lighten your load, without a doubt, by relieving your purse of more than its loose change. While you can be educated to 'healthy eating' by these clubs - no bad thing- you have to remember that they work on the principal of failure. Not their failure, your failure; your failure to reach yours or their weight goals; your failure to maintain the goals you have reached.
There are a number of free or low cost options to get to optimal health For cardio-vascular health, go for walks, nothing too taxing, but make it regular and extend the amount of walking over time. The walks will also use up calories. Do not use it as an excuse for replenishing them! At home, vacuuming and other energy-consuming housework is good for men too; it might be an occasional alternative to being rained off.
Consumption of food. You will know the answer to this...eat less. There are ways of doing it, piles of glossy books tell you so. There are currently, the motor-biking Hairy Chefs who were grossly obese, and who zoom around the country to proselytize a range of 'healthy' meals with which they renewed their previously strained constitutions; they can tell the men a thing or two. Men like to deal with their consumption issues in a different way to women. So, why did a friend give his slim active wife the Bikers' diet book for Christmas...she reckons it's grounds for divorce!
Another interesting eating habit - it has
always been known but seems to have become one of the modern unknowns- is to have a couple of fast days a week. Ladies and gentlemen, it does not mean starving yourself in the true definition of fasting. These days should be two very light eating days. Start with a light breakfast; drink
plenty of water, black tea, herbal teas, or black coffee, then finish off your day with a light evening meal. You should have eaten half the required normal stated calorie intake for each of those days. You'll have to check the gender specific figures to operate to, for yourselves There are people who will require different approaches and who have different needs, which are not helped by promoting celebrations that have become commercially centred on the over-indulgence of food and drink.
Monday, May 24, 2010
CREATING A NEW ZEST FOR LIFE
Anyone who follows my posts will know that I rarely offer video links. They have to be, in my view, something outstanding and/or exceptional. This link, I believe, meets those two requirements; it is a poignant and clever piece, and depending on the time of your life, perhaps, what you are currently doing in life, you are likely to take a range of differing messages and feelings from it. The piece is in English, (made in Ireland) and has Italian sub-titles.
If the link does not automatically take you to the site, copy and paste it into your address bar.
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